Serving Toronto & The Greater Toronto Area
Equipment Financing in Toronto
NewCap Leasing is Toronto’s trusted partner for fast, flexible equipment financing and leasing. We help businesses across the GTA acquire the equipment they need — with approvals in as little as 24 hours and terms tailored to your cash flow.
Equipment Financing Solutions for Toronto Businesses
From downtown Toronto to Mississauga, Brampton, and across the GTA, we provide equipment financing and leasing for every industry. Whether you’re buying new or used, we find the right structure for your business.
🏗 Construction Equipment Financing
Finance or lease excavators, bulldozers, cranes, skid steers, and dump trucks. Supporting Toronto’s residential, commercial, and infrastructure construction sector with fast approvals and flexible terms.
🚛 Commercial Vehicle & Transportation
Fleet financing and leasing for delivery vans, box trucks, refrigerated vehicles, and transport trailers. Keep your Toronto logistics and transportation operation moving forward.
🏥 Medical Equipment Financing
Lease or finance diagnostic imaging, dental chairs, surgical equipment, and patient care technology. Serving medical clinics, dental practices, and healthcare facilities throughout the GTA.
🍽 Restaurant & Hospitality Equipment
Commercial ovens, walk-in coolers, POS systems, and full kitchen fit-outs. Toronto’s thriving food and hospitality industry relies on our fast approvals to open and expand.
🏭 Manufacturing & Industrial
CNC machines, industrial presses, welding equipment, and production line machinery. Help your Toronto manufacturing business scale without tying up capital.
💻 IT & Office Equipment
Servers, workstations, networking infrastructure, and office technology. Lease the latest equipment and preserve cash flow for day-to-day operations.
🌿 Agriculture Equipment
Tractors, harvesters, irrigation systems, and specialty farm machinery for Ontario agricultural businesses. Seasonal payment structures available.
⛏ Mining & Heavy Equipment
Financing for drills, loaders, haul trucks, and specialized mining equipment. We understand heavy asset financing and work with lenders who do too.
Why Toronto Businesses Choose NewCap Leasing
Founded in Toronto in 2012, NewCap Leasing combines national lending relationships with hands-on local expertise. We’ve helped over 2,000 Canadian businesses access the equipment they need — quickly and without the red tape.
Fast 24-Hour Approvals
Most Toronto equipment financing applications receive a decision within one business day. No waiting weeks for bank committees.
New & Existing Businesses Welcome
We work with startups, growing businesses, and established companies. If you’re 6+ months in business, you likely qualify.
Simple One-Page Application
Our streamlined application takes minutes. We handle the paperwork and lender relationships so you can focus on your business.
Private Sale & Used Equipment
Need to buy equipment from a private seller or auction? We finance used equipment and pay the seller directly — a service most lenders won’t offer.
How Equipment Financing Works in Toronto
Getting equipment financing from NewCap Leasing is straightforward. Here’s what to expect from application to funding.
Submit Your Application
Complete our simple one-page application online. Tell us what equipment you need, the estimated cost, and basic details about your business. It takes under 5 minutes.
Receive Your Options Within 24 Hours
Our team reviews your application and presents competitive lease or loan options tailored to your business. We’ll walk you through rates, terms, and monthly payments clearly.
Sign Digitally & Get Your Equipment
Choose your preferred terms, sign your lease documents electronically, and we notify your vendor. Equipment is typically released within 48 hours of approval.
Equipment Financing Across Toronto & the GTA
NewCap Leasing serves businesses across the entire Greater Toronto Area. No matter where you operate, we can help you get the equipment you need.
Equipment financing and leasing available throughout Ontario. Contact us for service in your area.
Frequently Asked Questions — Equipment Financing in Toronto
What types of equipment can I finance in Toronto?
NewCap Leasing finances virtually any business equipment in Toronto — construction machinery, commercial vehicles, restaurant and hospitality equipment, medical and dental equipment, manufacturing machinery, IT equipment, agricultural machinery, fitness equipment, and more. If it’s essential to your business, we can likely finance it.
How fast can I get approved for equipment financing in Toronto?
Most Toronto applications are reviewed and approved within 24 hours. Once approved and documents are signed, funding and equipment release typically happens within 48 hours for standard leases.
Do you offer equipment financing for new businesses in Toronto?
Yes. NewCap Leasing works with both new and established businesses across Toronto and the GTA. We offer programs specifically designed for businesses that are 6+ months old and those just starting out, with flexible approval criteria that go beyond just your credit score.
What lease terms are available for Toronto businesses?
NewCap Leasing offers flexible terms from 24 to 72 months. We also offer 100% financing with no down payment on qualifying equipment, and working capital loans for businesses that need operating cash.
Can I finance used or privately sold equipment in Toronto?
Yes — this is one of our specialities. We can finance used equipment purchased from private sellers or auction houses, and we pay the seller directly. Lease terms depend on the equipment’s age and condition.
Ready to Finance Equipment in Toronto?
Apply online in minutes. Our Toronto team will have options ready for you within 24 hours — no obligation, no hard credit pull to get started.
Apply NowOr call us at (416) 645-0286 | 222 Norfinch Drive, Toronto, ON M3N 1X8
